$1 Million In Retirement?

$1 Million In Retirement?

How Long Will $1 Million Last During Retirement? Here is an estimate based on each State.   Clients are often concerned whether they have enough savings to fund their retirement. We often hear that $1 Million dollars is the baseline for retirement savings, but...

DOL Fiduciary Rule

DOL Fiduciary Rule

Here we go again: Navigating the New DOL 2023 Fiduciary Rule Financial advisors, buckle up. The dust has settled on the Department of Labor's (DOL) 2023 Fiduciary Rule, and the landscape of retirement advice has shifted. While much remains unchanged, there are key...

Advising in 2024

Advising in 2024

Do you feel like your broker-dealer is holding you back from achieving true independence in your financial services practice? If you and your broker-dealer have different ideas about independence, it may be time to consider a change. At Hazard & Siegel, we believe...

Inflation: The Silent Threat

Inflation: The Silent Threat

The Silent Threat: How Inflation Affects Your Retirement Planning Retirement planning is a critical aspect of financial stability and peace of mind in our later years. People diligently save and invest throughout their working lives to ensure a comfortable retirement....

Creating Your Own Personal Pension Plan

Creating Your Own Personal Pension Plan

Securing Your Future: Retirement Annuities as Personal Pension Plans Providing Guaranteed Income for Life As the days pass and the years roll by, the prospect of retirement becomes increasingly significant. It’s a time to savor the fruits of a lifetime’s labor and...

Review Your Retirement Planning Annually

Review Your Retirement Planning Annually

Retirement savings can be a critical part of planning for your financial future. However, it's important to understand the tax implications of these savings in order to make the most of your retirement income. Here are some key tax considerations to keep in mind when...

What Is Guaranteed Income For Life?

What Is Guaranteed Income For Life?

What is Guaranteed Income for Life? Guaranteed income for life is a retirement investment solution called an annuity that provides a payment either monthly, quarterly, every six months, or annually for the rest of your life. How does it Work? When planning for...

Crypto 101: An Overview of Cryptocurrency

Crypto 101: An Overview of Cryptocurrency

Cryptocurrency…even the monetary world is evolving! Lately, you see this term everywhere. However, you may still be trying to understand what cryptocurrency is. As financial advisors who strive to stay up to date, we’ve written the following blog as an overview of...

Investing In Cannabis: Is It Right For Me?

Investing In Cannabis: Is It Right For Me?

Beginning in California in 2004, the decriminalization of cannabis has been steadily progressing across the United States. As of December 2021, 14 states have legalized cannabis for recreational use and 36 have legalized it for medicinal sales. More Americans today...

Projected Growth for 2022

Projected Growth for 2022

The last two years have been eventful in terms of market performance. The year 2020 proved to be volatile and uncertain as Covid-19 upended the economy, ultimately resulting in a return to relative stability and normalcy at its conclusion. The year 2021 defied even...