According to a study recently completed by C. Davine & Associates and Milliman Inc. for the Alliance for Lifetime Income, “Many Americans entering retirement face a considerable level of financial risk from the effects of longevity, equity market volatility, the uncertainty of health costs, long term care expenses, and last but least, inflation. One of the most difficult challenges you face at or near retirement is developing an appropriate long-term income & investment strategy for your retirement nest egg.”
My intent is to focus on raising awareness of the potential post-retirement risks from market movements and longevity so together we develop a suitable strategy to identify a prudent withdrawal amount and investment strategy so as not to run out of money during retirement.
The good news is that we are all living longer, ironically, that is also the challenge. I work with individuals, families, and small business owners based on doing what’s right for them … their interest comes before me or my firm.
A personal overview …
Education/Professional Background: Earned a business degree in 1970 from the Stern Business School at New York University. I have passed & hold the following licenses: Series 1, Registered Representative, a Series 63, Principals Series 26 License, and the Series 66 Advisory License, a certificate from Purdue University in Retirement Planning. I am a Life Underwriters Training Fellow, a Registered Financial Consultant, and an Investment Advisor Representative with Hazard & Siegel Advisory Services LLC in Dewitt, New York.
I have served as President of the following organizations: Temple Concord of Syracuse, NY, Sales & Marketing Executives of Central New York, Eastwood Rotary Club, Eastwood Rotary Foundation, West Los Angeles Life Underwriters Association, West LA Little League Baseball Foundation, Board for the WLA Special Olympics.