Blog
Guide for IRA & 401(k) Rollovers
Maximizing Retirement Savings: Understanding IRA and 401(k) Rollover Opportunities When it comes to retirement planning, making the right decisions about your savings can significantly impact your financial future. One of the most crucial decisions investors face is...
Tax Rules for IRAs
As we approach the tax season, it's essential to stay informed about the latest tax rules affecting Individual Retirement Accounts (IRAs). Understanding these changes can help you make informed decisions about your retirement savings and tax planning strategies. IRA...
Retirement Planning for 20s 30s 40s 50s
Planning for retirement may seem overwhelming, but the earlier you start, the more secure your financial future will be. Whether you’re just beginning your career or nearing retirement, here are key steps to take at every stage of life. In Your 20s: Start Early, Build...
What are Roth Conversions?
A Roth conversion is the process of transferring funds from a traditional IRA or another pre-tax retirement account into a Roth IRA. This financial strategy can offer significant benefits, including tax-free growth and withdrawals in retirement. However, it also comes...
Understanding RMDs: A Guide to Required Minimum Distributions
What Are RMDs? If you have a tax-deferred retirement account, such as a traditional IRA or 401(k), understanding Required Minimum Distributions (RMDs) is essential for proper financial planning. The IRS mandates these withdrawals to ensure that individuals do not...
Understanding Risk Tolerance
Understanding Risk Tolerance and Your Investment Portfolio Investing is an essential part of building financial security and achieving long-term goals. However, one of the most critical factors in shaping your investment strategy is understanding your risk tolerance....
Bonds vs. Stocks: What’s The Difference?
Bonds vs. Stocks: What’s The Difference? When it comes to investing, two of the most common options are bonds and stocks. While both are possible components of a well-rounded investment portfolio, they serve different purposes and carry varying levels of risk....
The Benefit of Compounding Interest
Compounding Interest: The Secret to Wealth Growth Imagine planting a single seed in the ground and watching it grow into a tree that bears fruit year after year. Now, imagine that the fruits themselves turn into seeds that grow into more trees. Over time, you...
What Are Buffered Annuities?
Welcome to our latest video where we explore more options for retirement financial planning and investment strategies. Today, we're focusing on a topic that's becoming increasingly popular among savvy investors—buffered annuities. You might be wondering, "What exactly...
Dave Mullen Receives Humanitarian Award
Dave Mullen was recently honored with the Dave Beach Humanitarian Award Dave Mullen was recently honored with the Dave Beach Humanitarian Award, which is given to an individual who embodies Dave Beach’s (also a Hall of Fame member) lifelong dedication to serving our...