Blog
SSI Planning For Couples
When planning for retirement, it's crucial to include Social Security Planning for Couples in your strategy. This aspect of financial planning is vital because, while Social Security benefits are issued to individuals, the rules for spousal and survivor benefits...
5 reasons people purchase annuities
With options for a steady stream of guaranteed income, an annuity might be just the right financial vehicle to help a client stay on track with their retirement goals. Or, it might not. While annuities are a good choice for many people saving for retirement, they...
Why clients should explore RILAs
Why clients should explore RILAs amid shifting investing goals and markets Financial goals and challenges vary widely from client to client. In fact, any client's main financial concerns can change as their life progresses from one stage to the next. They might start...
Formal Retirement Planning
How formal retirement planning can help improve client confidence & boost your practice So many of the most important undertakings in life benefit from formal, written plans. Business owners write formal plans to secure funding and launch companies. Home...
Dave Mullen Recieves Humanitarian Award
Dave Mullen was recently honored with the Dave Beach Humanitarian Award Dave Mullen was recently honored with the Dave Beach Humanitarian Award, which is given to an individual who embodies Dave Beach’s (also a Hall of Fame member) lifelong dedication to serving our...
$1 Million In Retirement?
How Long Will $1 Million Last During Retirement? Here is an estimate based on each State. Clients are often concerned whether they have enough savings to fund their retirement. We often hear that $1 Million dollars is the baseline for retirement savings, but...
DOL Fiduciary Rule
Here we go again: Navigating the New DOL 2023 Fiduciary Rule Financial advisors, buckle up. The dust has settled on the Department of Labor's (DOL) 2023 Fiduciary Rule, and the landscape of retirement advice has shifted. While much remains unchanged, there are key...
Advising in 2024
Do you feel like your broker-dealer is holding you back from achieving true independence in your financial services practice? If you and your broker-dealer have different ideas about independence, it may be time to consider a change. At Hazard & Siegel, we believe...
Inflation: The Silent Threat
The Silent Threat: How Inflation Affects Your Retirement Planning Retirement planning is a critical aspect of financial stability and peace of mind in our later years. People diligently save and invest throughout their working lives to ensure a comfortable retirement....
Creating Your Own Personal Pension Plan
Securing Your Future: Retirement Annuities as Personal Pension Plans Providing Guaranteed Income for Life As the days pass and the years roll by, the prospect of retirement becomes increasingly significant. It’s a time to savor the fruits of a lifetime’s labor and...